What You Can (and Can’t) Claim with Your Health Fund

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As December 31st fast approaches, we get asked this question a lot. Health fund claims for optical can get a little confusing, so let’s make it simple. 

 

At Shire Optometrists, we help our patients get the most out of their optical extras, whether that’s new glasses, contact lenses, or a pair of prescription sunnies. See our quick guide below:

 

What You CAN Claim: 

If you have optical cover as part of your health fund, then the chances are you’re entitled to some great benefits.

 

Prescription Glasses

Frames and lenses prescribed by our optometrists are generally claimable. This includes single vision, multifocals and progressives lenses, plus coatings like anti-reflective or blue light (if they’re a part of your prescription). 

 

Prescription Sunglasses

Yes, health funds can also cover sunglasses as well, however, as long as they are prescription. It is perfect for protecting your eyes while looking stylish this summer. 

 

Contact Lenses

Disposable and custom contact lenses are typically claimable when prescribed by your optometrists. We process most claims on the spot through HICAPS, so you don’t need to chase reimbursements later. 

 

Advanced Eye Tests 

Standard eye exams are covered by Medicare, however, some specialist scans may be claimable through your health fund depending on the level of your cover. 

 

Prescription Safety Glasses 

If you need safety eyewear for work, your fund may cover a portion of the cost for prescription safety glasses purchased through us. 

 

 

What You CAN’T Claim

While it would be amazing if everything was included in health funds, there are a few items that they don’t cover, including;

  • Non-prescription fashion glasses or sunglasses 
  • Blue light glasses without a prescription 
  • Cleaning sprays, cloths and contact lens solutions 
  • Purchases made from non-registered or overseas online stores 

 

If you are unsure whether what you want is covered, just ask our team, we will check what’s eligible before you buy. 

 

At Shire Optometrists we help make this entire process of claiming simple. Our team will:

  • Check your current optical balance
  • Process your claim instantly in-practice
  • Help you understand what’s included in your cover 

 

With the expiry dates of your optical benefits getting closer, book an appointment with us to make the most of your health fund.

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